Building Your Own Financial Plan

Planning anything in life leads to a higher chance of you reaching your goals. Structured and well thought out financial plans can give your future self increased stability and the freedom to do more with your time than just work. We want building your own financial plan to be at the top of our clients priority list. This way they can reap the benefits of financial security for the future.

Take a look at some of the points and tips we give here to start building your own financial plan. As always, feel free to discuss with us any extra bits you want more information on or have questions about.

Investing For Your Children & Grandchildren

Every parent and grandparent naturally wants to see the best for their children and grandchildren. We wanted to get into some of the methods that this can be done financially.

Setting them up for adult life through financial education is key to giving your offspring the best chance at success in this heavily competitive world. There are many ways this can be done and we look at the most applicable solutions here.

A Mortgage Marketplace Update Heading Into Autumn

The mortgage marketplace has been an ever evolving and constantly changing landscape ever since the pandemic hit. Banks and lenders have been changing interest rates along with their criteria on a weekly basis. Competition for lending is rife and rates are currently very good considering the Bank Of England’s interest rate remains supremely low.

We look to give you a full update in this article to bring you right up to speed with what is happening in the world of property finance.

Your Options At Retirement

Looking at your options in retirement can be really key. How will your exact pension plan be able to fund your needs for finance in retirement? There are many different situations and avenues you can take all with different pros and cons.

Having someone guide you to a path that suits your own personal circumstances can be key and we look at a few of the options you have and how these differ.

Let’s Look At Inheritance Tax Planning

No one wants to think about death and what happens after life but, as the old saying goes, failure to prepare is preparing to fail. This is very much the case with inheritance tax planning if you want to avoid a lot of your estate going to the tax man upon your death.

Six Principles Of Investing

It’s tough to boil down the key points of a broad topic such as investing. There are many caveats and things to look out for when looking to make your money work for you.

We’ve done our best to squeeze as much information as possible into our Six Principles Of Investing piece for you to read. Hopefully at the end of this you will have a better outlook on how to invest your money profitably and sustainably for the future.

A Simple Guide To Critical Illness Cover

Here we look to simplify what can often be a complex part of insurance. Many clients don’t know or understand what critical illness cover is but it’s something we should all be considering to protect us. We take a look at common questions and different factors that need to be taken into account when looking at this insurance product.

Lets look at portfolio diversification

We take a look at the key points in portfolio diversification when it comes to investing. Spreading your funds across multiple different investments is a great way to keep your risk low and your potential for a good return high. There are many ways to do this, let’s take a look at how.

Passing Assets Efficiently To The Next Generation

Here we take a look at a lot of different ways that estates and wealth can be passed on whilst mitigating tax liabilities. Overall it’s always best to seek advice from our fully qualified and experienced estate planner but this guide can help you gain an understanding on the ins and outs of passing your wealth on efficiently.