{"id":4034,"date":"2022-04-13T13:45:52","date_gmt":"2022-04-13T13:45:52","guid":{"rendered":"http:\/\/trueadvicefinancialservices.co.uk\/news\/?p=4034"},"modified":"2024-06-05T14:42:50","modified_gmt":"2024-06-05T14:42:50","slug":"invest-your-way-out-of-inflation","status":"publish","type":"post","link":"https:\/\/trueadvicefinancialservices.co.uk\/news\/invest-your-way-out-of-inflation\/","title":{"rendered":"Invest Your Way Out Of Inflation"},"content":{"rendered":"<h2>Protect your wealth with adequate investment<\/h2>\n<p>Inflation had been almost absent from the market&#8217;s language for the previous three decades, until it reappeared with force in 2021. Because rising inflation is expected to continue in 2022, finding ways to create larger returns on assets will be an important <a href=\"\/news\/six-principles-of-investing\/\">investing<\/a> topic. If it&#8217;s not confronted, your wealth could easily depreciate. To <a href=\"\/investment-advice\/\">invest<\/a> your way out of inflation will take some planning and thought. It is not easy to battle such a steep rise in the cost of living.<\/p>\n<p>Let&#8217;s take a look at some of the more detailed reasons that we are seeing such high inflation. We&#8217;re also going to go over how you can invest your way out of inflation and stop your money devaluing.<\/p>\n<h3><strong>The root cause of such rapid recent inflation<\/strong><\/h3>\n<p>Inflation has been growing for two main reasons: supply and demand. Starting with the latter, customers have gone on a shopping frenzy after spending so much time at home binge-watching Netflix in 2020 and 2021. There was a lot of spare money for most people which saw demand for goods increase rapidly.<\/p>\n<p>The primary cause of the present increase is the worldwide price of energy. This has resulted in higher energy and transportation prices for enterprises, which many of them pass on to their customers. Businesses are also continue to be impacted by supply issues and increasing transportation costs. On top of this, it is more costly for the average person to travel and indulge in leisure activities. There have been many reasons for this increase including global conflicts, supply chain issues etc.<\/p>\n<h3><strong>What the future of the UK economy looks like<\/strong><\/h3>\n<p>The phrase &#8216;transitory&#8217; was used by central banks to describe inflation, but it now appears that the word &#8216;persistent&#8217; has taken its place. As a result, inflation will continue to be a major economic concern in 2022.<\/p>\n<p>The <a href=\"https:\/\/www.bankofengland.co.uk\/\">Bank of England (BoE)<\/a> forecasts that inflation will exceed 7% by spring 2022 and then begin to decline. That&#8217;s because most of the factors that have contributed to the present high rate of inflation are temporary. It&#8217;s improbable that energy and imported goods costs would continue to climb at the same rate as they have recently. As a result, inflation will gradually decrease.<\/p>\n<h3><strong>Wise investing can tackle inflation<\/strong><\/h3>\n<p>To beat inflation, an investment must provide better returns than the rate of inflation in the economy. If your return on investment is less than the rate of inflation, your gains may be effectively nullified. Every year, the purchasing power of money diminishes considerably due to a variety of factors.<\/p>\n<p>Investing with inflation in mind is critical for safeguarding your current and future wealth, and it entails selecting assets that rise in price organically. Real, physical assets or investments that pay a variable rate and appreciate or rise over time are the most common examples.<\/p>\n<p>If you already have an emergency fund or a large sum of cash in the bank, it may be time to invest part of it to preserve your wealth from inflation. Over time, investing part of your money may offer you a greater chance of defeating inflation. Every persons needs and financial circumstances are different though. What may work for you may not for the next person. And that is where a fully <a href=\"\/about\/tony-hollom-financial-adviser\/\">independent financial advisor<\/a> comes in handy. We can help you assess your finances and use your funds to grow rather than shrink with inflation. Please <a href=\"\/contact-us\/\">contact us<\/a> to explore your alternatives.<\/p>\n<h3><strong>Regulatory Statements<\/strong><\/h3>\n<h4><strong>Equity Release<\/strong><\/h4>\n<p>Equity Release plans are not right for everyone and it is important that you fully consider your options and receive independent financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you choose one that meets your needs.<\/p>\n<p>Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without penalties.<\/p>\n<h4><strong>Buy to Let Mortgages<\/strong><\/h4>\n<p>Some Buy to Let Mortgages are not regulated by the\u00a0<a href=\"https:\/\/www.fca.org.uk\/\">FCA<\/a>.<\/p>\n<h4><strong>Mortgages<\/strong><\/h4>\n<p>YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE<\/p>\n<h4><strong>Investments<\/strong><\/h4>\n<p>All investments involve a degree of risk of some kind. This section describes some of the risks which could be relevant to the services we provide you. We may provide further risk information during the course of our services to you, as appropriate.<\/p>\n<p>Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets outside our control. Investments and the income from them may go down as well as up and you may get back less than the amount you invested. Past performance is not a guide to future performance.<\/p>\n<p>True Advice Financial Services is a trading style of TA and SE Hollom Ltd. Which is an Appointed Representative of\u00a0<a href=\"https:\/\/www.newleafdistribution.co.uk\/\">New Leaf Distribution Ltd<\/a>. Which is authorised and regulated by the\u00a0<a href=\"https:\/\/www.fca.org.uk\/\">Financial Conduct Authority<\/a>\u00a0: Number 460421.<\/p>\n<p>Registered Office : New Leaf Distribution Limited, 165 &#8211; 167 High Street, Rayleigh, Essex, SS6 7QA<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everywhere you look, it&#8217;s tough to get away from the fact that inflation is at record highs across the globe. As with most of us, you feel it especially when you go to do your normal fill up your car at the pumps. <\/p>\n<p>But what can be done about the rising cost of living? We look at the nitty gritty of inflation and potential strategies to tackle it in this article. <\/p>\n","protected":false},"author":3,"featured_media":4037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[6],"tags":[],"class_list":["post-4034","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Invest Your Way Out Of Inflation - True Advice Financial Services<\/title>\n<meta name=\"description\" content=\"Inflation is on everyone&#039;s lips in 2022. 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With a wide range of expertise, Tony advises on mortgages, investments, and pensions, ensuring clients receive tailored and beneficial advice. His qualifications include the LIBF Level 3 Certificate in Regulated Equity Release, IFS Level 4 Diploma for Financial Advisers, and several other certifications. Tony prides himself on delivering professional, efficient, and thorough service, helping clients navigate financial challenges with confidence. Outside of work, he enjoys traveling and exploring new places with his wife.\",\"url\":\"https:\/\/trueadvicefinancialservices.co.uk\/news\/author\/tony\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Invest Your Way Out Of Inflation - True Advice Financial Services","description":"Inflation is on everyone's lips in 2022. 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With a wide range of expertise, Tony advises on mortgages, investments, and pensions, ensuring clients receive tailored and beneficial advice. His qualifications include the LIBF Level 3 Certificate in Regulated Equity Release, IFS Level 4 Diploma for Financial Advisers, and several other certifications. Tony prides himself on delivering professional, efficient, and thorough service, helping clients navigate financial challenges with confidence. Outside of work, he enjoys traveling and exploring new places with his wife.","url":"https:\/\/trueadvicefinancialservices.co.uk\/news\/author\/tony\/"}]}},"_links":{"self":[{"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/posts\/4034","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/comments?post=4034"}],"version-history":[{"count":6,"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/posts\/4034\/revisions"}],"predecessor-version":[{"id":4278,"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/posts\/4034\/revisions\/4278"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/media\/4037"}],"wp:attachment":[{"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/media?parent=4034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/categories?post=4034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trueadvicefinancialservices.co.uk\/news\/wp-json\/wp\/v2\/tags?post=4034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}