Financial Advice Eastbourne

Independent Advice for Retirement, Investment, and Coastal Living

With its seafront charm, welcoming pace, and strong community, Eastbourne is one of the South Coast's most desirable places to live and retire. At True Advice Financial Services, we provide independent financial advice in Eastbourne that are designed to help you make confident, informed decisions about your home, income, and future.

Whether you're moving to Eastbourne, approaching retirement, or managing family wealth, our advisers combine professional expertise with genuine local understanding.

Book a free consultation Call 01342 324 171 now

Your Financial Goals in Eastbourne

We help clients across Eastbourne and the surrounding areas — including Meads, Hampden Park, Sovereign Harbour, and Pevensey Bay — achieve financial clarity and security through practical advice.

Securing the right mortgage for coastal homes

Planning retirement income and pension drawdown

Building long-term investment portfolios

Ensuring family protection and legacy planning

We believe the right financial plan should give you confidence, not complexity.

Our Financial Advice Services in Eastbourne

Expert financial guidance across mortgages, pensions, insurance, and investments — tailored to your needs in Eastbourne and the South Coast.

Investment Advice Eastbourne

Our investment advice helps Eastbourne clients build balanced portfolios that reflect your goals, values and the local market.

Mortgage Advice Eastbourne

Our mortgage advice helps Eastbourne buyers—from seafront flats to homes near Beachy Head—get tailored finance solutions.

Pension Advice Eastbourne

With pension advice, we guide Eastbourne residents through pension reviews and growth strategies suited to coastal lifestyles and careers.

Insurance Advice Eastbourne

Get clear insurance advice in Eastbourne, covering health, life and protection risks for coastal and inland homes alike.

Testimonials

What our clients are saying about us. Read more reviews on Google.

"After 40 successful years in business the Covid shutdown was sending us under the hooves of a very large horse. I knew after my first conversation with Ashley that I had gone to the right man. Never in business history has a financial matter been so smooth and painless."

John M.
★★★★★

"Excellent service and without True Advice’s knowledge and expertise I would not have resolved a tricky financial situation I was in. Would 100% recommend."

Nigel P.
★★★★★

Investment and Wealth Management

True Advice helps Eastbourne families and professionals manage investments with care and clarity. Our approach is personal, independent, and focused on long-term results — not market noise.

We assist with:

ISA and general investment portfolios

Ethical and ESG investing

Estate and inheritance tax planning

Regular savings and wealth-building plans

Our clients value steady progress over speculation — we help them invest for what truly matters.

Mortgage Advice for Coastal Property Buyers

Eastbourne's property market ranges from seafront apartments to family homes and retirement bungalows. Our mortgage advisers in Eastbourne help buyers and homeowners secure suitable lending options that reflect their lifestyle and stage of life.

We provide:

Retirement and later-life mortgages

Remortgage and equity release guidance

Contractor and self-employed mortgage support

Buy-to-let advice for property investors

Example: A semi-retired couple relocating from London to Eastbourne secured a flexible drawdown mortgage through True Advice, enabling them to buy their dream seafront property.

Pension and Retirement Income Planning

Many Eastbourne clients come to us seeking clarity and simplicity. Our pension advisers review, consolidate, and optimise pensions to ensure your retirement income is both sustainable and tax-efficient.

We focus on:

Pension tracing and consolidation

Drawdown planning and lifetime allowance management

Tax-free lump sum strategies

Creating predictable monthly income

Your pension should work for you, not the other way around.

Insurance and Protection Planning

Many Eastbourne residents want to protect what matters most — their income, family and home. Our advisers help you review existing cover and find protection that fits your life and budget.

We advise on:

Life insurance and family protection

Income and critical illness cover

Mortgage protection and repayment security

Reviewing existing policies for better value

Living by the coast has its rewards and risks. The right insurance gives lasting peace of mind.

Local Financial Guidance You Can Trust

We're part of your community — meeting clients across Meads, Hampden Park, and Sovereign Harbour. We understand the local market, lifestyle, and needs of residents choosing to live, work, or retire by the sea.

You can meet us in person or arrange a secure online consultation, whichever best suits your schedule.

Case Study – Planning a Coastal Retirement

Client: Retired couple, Eastbourne

Challenge: Multiple pensions, no clear income plan, and savings losing value in cash

Solution: We consolidated their pensions, structured a flexible drawdown plan, and set up an income-producing investment portfolio.

They now enjoy a stable retirement income and peace of mind, knowing their finances support their lifestyle by the sea.

Eastbourne Financial FAQs

Do you help people planning to retire in Eastbourne?

Yes. Many of our Eastbourne clients are preparing for or already in retirement, and we tailor pension and investment advice to suit coastal living and long-term comfort.

Can you help with equity release or later-life mortgages?

Absolutely. We regularly help clients across Eastbourne and its neighbouring coastal communities in accessing home equity safely and responsibly to support retirement income or property improvements.

Can you advise on buying or downsizing near the seafront?

We can. Many Eastbourne homeowners move closer to the coast or to smaller properties, and we guide them through that process.

Do you work with seasonal or tourism workers in Eastbourne?

Yes. We help people in hospitality and tourism manage variable income and keep their finances on track year-round.

Can you help parents support children buying homes in Eastbourne?

Absolutely. We advise on gifting, joint ownership and financial planning that supports younger generations responsibly.

Is it sensible to review my insurance if I live near Beachy Head?

It is. Coastal properties face specific risks, and we help ensure your cover reflects your home's true needs.

Regulatory Statements

Equity Release

Equity Release plans are not right for everyone. And it is important that you fully consider your options and receive independent financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you choose one that meets your needs.

Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without penalties.

Investments

All investments involve a degree of risk of some kind. This section describes some of the risks which could be relevant to the services we provide you. We may provide further risk information during the course of our services to you, as appropriate.

Our services relate to certain investments whose prices are dependant on fluctuations in the financial markets outside our control. Investments and the income from them may go down as well as up and you may get back less than the amount you invested. Past performance is not a guide to future performance.

Mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Buy to Let Mortgages

Some Buy to Let Mortgages are not regulated by the FCA.

True Advice Financial Services is a trading style of TA and SE Hollom Ltd (FCA 461206) which is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority : Number 460421.

Registered Office : New Leaf Distribution Limited, 165 - 167 High Street, Rayleigh, Essex, SS6 7QA.

Complaints Procedure

As an Appointed Representative of New Leaf Distribution Limited, we aim to provide you with a high standard of service. If you are unhappy with any aspect of our service, please let us know.

Email: complaints@newleafgroup.co.uk
Write to: New Leaf Distribution Ltd, 165 - 167 High Street, Rayleigh, Essex SS6 7QA
Call: 01702 431130

We will acknowledge your complaint promptly and aim to resolve it within 8 weeks.
If you remain dissatisfied, you have the right to refer your complaint to the Financial Ombudsman Service (FOS):

Website: www.financial-ombudsman.org.uk
Phone: 0800 023 4567
Address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR