Financial Advice Epsom

Tailored Financial Planning for Families, Professionals, and Retirees

Epsom offers a balance that many people in Surrey value, close enough to London for opportunity, but with the calm, space, and community of a traditional market town. True Advice Financial Services provides independent financial advice in Epsom that supports individuals, families, and business owners through life's biggest decisions, from buying a home to planning for retirement.

We work with clients across Ewell, Ashtead, Leatherhead, and Banstead, helping them make confident, well-informed financial choices rooted in stability, protection, and growth.

Book a free consultation Call 01342 324 171 now
Financial Growth - Epsom

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Understanding Epsom's Financial Priorities

Every area has its own financial character, and Epsom is defined by long-term planning rather than quick decisions. Our local advisers see consistent patterns:

Families looking for mortgage advice while balancing school fees or childcare.

Retirees reviewing pensions and drawdown options for security in later life.

Professionals commuting into London who need tax-efficient investments or protection policies that work across income brackets.

Small business owners looking for succession and insurance planning.

Our approach combines national expertise with local understanding, giving financial guidance that fits the pace and priorities of Epsom life.

Our Financial Advice Services in Epsom

Expert financial guidance across mortgages, pensions, insurance, and investments — tailored to your needs in Epsom and Surrey.

Mortgage Advice Epsom

Mortgage Advice Epsom

Our mortgage advice helps Epsom buyers secure home finance that fits local property values around Epsom Downs or near the Ashley Centre.

Pension Advice Epsom

Pension Advice Epsom

Through pension advice, we help Epsom and Stoneleigh residents review and strengthen retirement plans built over changing careers.

Insurance Advice Epsom

Insurance Advice Epsom

Get personalised insurance advice in Epsom covering life, income and health protection this is ideal for commuters and local families alike.

Investment Advice Epsom

Investment Advice Epsom

Our investment advice supports residents around Epsom Downs and the town centre with growth strategies aligned to your goals and values.

Testimonials

What our clients are saying about us. Read more reviews on Google.

"After 40 successful years in business the Covid shutdown was sending us under the hooves of a very large horse. I knew after my first conversation with Ashley that I had gone to the right man. Never in business history has a financial matter been so smooth and painless."

John M.
★★★★★

"Excellent service and without True Advice’s knowledge and expertise I would not have resolved a tricky financial situation I was in. Would 100% recommend."

Nigel P.
★★★★★

Personalised Financial Services in Epsom

We don't believe in one-size-fits-all recommendations. Each plan starts with a conversation about your lifestyle, family goals, and long-term vision.

Mortgage Advice

Epsom's property market includes everything from elegant Victorian homes near the Downs to new developments around the station. Our Epsom mortgage advisers and brokers access the full UK market to find the right fit, whether you're a first-time buyer, a family upgrading, or planning a remortgage to reduce payments. We specialise in complex cases involving self-employed applicants, company directors, and contractors, thus presenting income accurately to maximise lender options.

Example: A local teacher and her partner secured their first home in Ewell after we structured their joint application for maximum affordability.

Pension and Retirement Planning

Many Epsom residents have spent their careers across multiple employers, often in London. Our pension advisers in Epsom help trace and consolidate those pension pots, compare fees, and create a single, efficient retirement plan. We'll model income options using real-world scenarios so you can see what your financial future looks like in practical terms.

For retirees already drawing income, we review pension performance and ensure withdrawals remain sustainable.

Investment and Savings Advice

Whether you're saving for children's education, building wealth, or seeking long-term investment advice in Epsom, our strategies balance growth with security. We'll help you decide between ISAs, investment portfolios, and ethical or ESG-aligned funds. We'll always tailored to your comfort with risk. Our team provides regular portfolio reviews and guidance on keeping investments aligned with life changes and inflation.

Insurance and Protection

Protection planning is about security and peace of mind. We advise on life cover, income protection, and critical illness insurance designed around your mortgage, dependents, and ongoing expenses. For local business owners, we also set up key-person insurance and shareholder protection to safeguard continuity.

Local Knowledge: Epsom and the Surrey Downs

We work in the area, so we understand the practical details that shape your financial life from Epsom College fees to commuting costs from the station and the property premium around Ashtead Park.

Our advisers regularly meet clients across Ewell, Ashtead, Leatherhead, and the Epsom Downs via online appointments, or at our offices. We bring a Surrey perspective to national-level financial advice.

Local Case Study – Retirement Planning for a Surrey Couple

Client: Retired couple, both aged 62, living near Epsom Downs

Challenge: Multiple small pensions and uncertainty about drawdown options

Outcome: We consolidated five schemes into one modern flexible plan, reducing annual fees by 0.7% and improving projected retirement income by 14%.

Epsom Financial FAQs

Do you help people working in London but living in Epsom?
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Yes. We often advise commuters who live in Epsom and work in the city, helping them plan around changing income or expenses. Actually, we serve clients throughout Epsom, Ewell, and Ashtead and beyond.

Can you advise on investing an inheritance in Epsom?
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We can. Our advisers guide clients who inherit property or savings locally, helping them invest sensibly for long-term value.

Do you offer ethical investment options in Epsom?
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Yes. We build portfolios that reflect your values while keeping performance and risk in balance.

Can you review my finances if I work from home in Ewell or Epsom Downs?
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Of course. We help remote professionals adjust their plans as income and lifestyle evolve.

When should I start taking my pension if I live in Epsom?
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That depends on your income needs and goals. We can help you decide when and how to draw benefits.

Do you advise people moving to Epsom or Stoneleigh?
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We do. We help new residents align mortgages, protection and savings with their new financial priorities.

Do you offer pension reviews for people nearing retirement?
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We do. Our Epsom pension advisers provide comprehensive reviews to ensure your pension is on track to deliver the income you want.

Talk to an Adviser

Financial clarity starts with a conversation. Call 01342 324171 or use our contact form to book a free consultation with an independent financial adviser in Epsom.

We'll help you make confident, informed decisions — for your family, your home, and your future.

Book Your Consultation Call 01342 324 171 Now

Independent Financial Adviser Epsom

Financial clarity starts with a conversation. Call 01342 324171 or use our contact form to book a free consultation with an independent financial adviser in Epsom. We'll help you make confident, informed decisions — for your family, your home, and your future.

Office Hours

  • Monday to Friday
  • 8:30 am-6:00 pm
  • Saturday and Sunday
  • 8:30 am-1:00 pm
  • 24 Morton Road, East Grinstead, RH19 4AG
  • 01342 324 171
  • info@trueadvicefs.co.uk

Regulatory Statements

Equity Release

Equity Release plans are not right for everyone. And it is important that you fully consider your options and receive independent financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you choose one that meets your needs.

Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without penalties.

Investments

All investments involve a degree of risk of some kind. This section describes some of the risks which could be relevant to the services we provide you. We may provide further risk information during the course of our services to you, as appropriate.

Our services relate to certain investments whose prices are dependant on fluctuations in the financial markets outside our control. Investments and the income from them may go down as well as up and you may get back less than the amount you invested. Past performance is not a guide to future performance.

Mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Buy to Let Mortgages

Some Buy to Let Mortgages are not regulated by the FCA.

True Advice Financial Services is a trading style of TA and SE Hollom Ltd (FCA 461206) which is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority : Number 460421.

Registered Office : New Leaf Distribution Limited, 165 - 167 High Street, Rayleigh, Essex, SS6 7QA.

Complaints Procedure

As an Appointed Representative of New Leaf Distribution Limited, we aim to provide you with a high standard of service. If you are unhappy with any aspect of our service, please let us know.

We will acknowledge your complaint promptly and aim to resolve it within 8 weeks.
If you remain dissatisfied, you have the right to refer your complaint to the Financial Ombudsman Service (FOS):