Financial Advice Hastings

Independent Guidance for a Seaside Town on the Rise

Hastings is a place with a story — a town where history meets renewal, where local families, entrepreneurs, and retirees are building the next chapter of the South Coast. At True Advice Financial Services, we provide independent financial advice in Hastings that helps residents make confident, informed decisions about their homes, pensions, and investments.

From the Old Town to St Leonards-on-Sea and Bexhill, our advisers help people turn opportunity into security with practical, transparent advice that fits the local lifestyle.

Book a free consultation Call 01342 324 171 now

Financial Advice That Understands Hastings

We work with clients who are:

Buying or improving property along the coast

Consolidating pensions or planning for retirement

Needing insurance protection for family or business security

Investing savings for future income or inheritance

Our local knowledge means we understand the rhythms of Hastings life – the shift toward home ownership, the growing self-employed community, and the desire to invest for the long term.

Our Financial Advice Services in Hastings

From pensions to property, protection to portfolios — we provide the guidance that helps Hastings residents plan with confidence.

Pension Advice Hastings

With pension advice, we help Hastings residents make sense of older pensions and plan for a relaxed life by the sea.

Mortgage Advice Hastings

Our mortgage advice helps Hastings buyers secure lending for seafront apartments, hillside cottages and restored homes in the town's growing market.

Investment Advice Hastings

Get investment advice that reflects Hastings' creative, independent spirit, building long-term growth through practical, sustainable strategies.

Insurance Advice Hastings

Our insurance advice protects Hastings families and homeowners with cover that suits coastal weather, character housing and modern working life.

Testimonials

What our clients are saying about us. Read more reviews on Google.

"After 40 successful years in business the Covid shutdown was sending us under the hooves of a very large horse. I knew after my first conversation with Ashley that I had gone to the right man. Never in business history has a financial matter been so smooth and painless."

John M.
★★★★★

"Excellent service and without True Advice’s knowledge and expertise I would not have resolved a tricky financial situation I was in. Would 100% recommend."

Nigel P.
★★★★★

Pension and Retirement Planning

For many Hastings residents, retirement means staying close to the coast and family, but with financial independence. Our pension advisers in Hastings help clients review existing schemes, trace old pensions, and consolidate them into efficient, performance-driven plans.

We'll also show you how to create flexible drawdown options or tax-free income strategies, ensuring your retirement funds last as long as you do.

We help you focus less on paperwork, more on your next chapter by the sea.

Mortgage and Homeownership Advice

From period homes near Alexandra Park to new apartments overlooking Pelham Crescent, Hastings offers a wide range of housing options. Our mortgage advisers in Hastings search the full market to secure the right fit for your situation — whether you're employed, self-employed, or working part-time.

We help with:

First-time buyer and home-mover advice

Remortgage and equity release planning

Contractor and flexible-income mortgages

Buy-to-let and coastal property investments

Example: A self-employed designer from St Leonards secured a mortgage after we structured her accounts to meet lender requirements, saving both time and stress.

Investment and Long-Term Planning

Hastings' property growth and regeneration have sparked renewed interest in local investment. Our investment advisers build portfolios designed for both growth and stability from ISAs and regular savings plans to ethical and sustainable investments.

We'll tailor a long-term strategy that matches your financial goals, whether that's education, retirement, or wealth transfer to the next generation.

We also support inheritance and estate planning, coordinating with your solicitor or accountant to keep everything aligned.

Local Insight: Hastings, St Leonards, and the South Coast

We live and work along this coastline — and we understand what makes Hastings unique:

A mix of heritage and new development

A growing creative and digital community

Increasing demand for reliable, independent advice

We regularly meet clients in Hastings Old Town, St Leonards, and Bexhill, or arrange online consultations for convenience.

We believe financial advice should be local, personal, and focused on your future — not just your finances.

Case Study – From Renting to Retirement Security

Client: Couple in their 50s, St Leonards

Challenge: Renting long-term, multiple small pensions, and uncertain savings goals

Solution: We helped them secure a shared-ownership mortgage, merge pensions, and start an ethical investment portfolio.

Within two years, they owned their home and built a growing retirement fund – proof that it's never too late to plan confidently.

Hastings Financial FAQs

Do you help families supporting elderly parents in Hastings?

Yes. We advise on financial planning for care costs, property transitions and managing income for different generations.

Can you help me plan if I'm moving to Hastings for a quieter life?

Yes. We often advise people relocating for a lifestyle change, helping them adapt savings, pensions and protection to local living costs.

Do you work with self-employed people in Hastings' creative scene?

We do. Many of our clients work in art, design or music, and we help manage variable income and long-term goals.

Can you advise homeowners with properties in the Old Town?

Yes. We help with mortgages, protection and maintenance planning for character homes and listed properties in Hastings Old Town.

I've recently sold a property in London. Can you help me invest the proceeds locally?

Absolutely. We guide clients moving wealth from city sales into balanced investments or new property opportunities in Hastings and surrounding areas.

Can you help if I'm returning to Hastings after working abroad?

We can. We review overseas pensions, savings and tax implications to help you settle financially back in the UK.

Regulatory Statements

Equity Release

Equity Release plans are not right for everyone. And it is important that you fully consider your options and receive independent financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you choose one that meets your needs.

Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without penalties.

Investments

All investments involve a degree of risk of some kind. This section describes some of the risks which could be relevant to the services we provide you. We may provide further risk information during the course of our services to you, as appropriate.

Our services relate to certain investments whose prices are dependant on fluctuations in the financial markets outside our control. Investments and the income from them may go down as well as up and you may get back less than the amount you invested. Past performance is not a guide to future performance.

Mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Buy to Let Mortgages

Some Buy to Let Mortgages are not regulated by the FCA.

True Advice Financial Services is a trading style of TA and SE Hollom Ltd (FCA 461206) which is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority : Number 460421.

Registered Office : New Leaf Distribution Limited, 165 - 167 High Street, Rayleigh, Essex, SS6 7QA.

Complaints Procedure

As an Appointed Representative of New Leaf Distribution Limited, we aim to provide you with a high standard of service. If you are unhappy with any aspect of our service, please let us know.

Email: complaints@newleafgroup.co.uk
Write to: New Leaf Distribution Ltd, 165 - 167 High Street, Rayleigh, Essex SS6 7QA
Call: 01702 431130

We will acknowledge your complaint promptly and aim to resolve it within 8 weeks.
If you remain dissatisfied, you have the right to refer your complaint to the Financial Ombudsman Service (FOS):

Website: www.financial-ombudsman.org.uk
Phone: 0800 023 4567
Address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR