Living in Horley means convenience, connectivity, and community, with London, Brighton, and Gatwick all within easy reach. At True Advice Financial Services, we help Horley residents balance today's financial pressures with tomorrow's ambitions.
Our financial advisers in Horley provide independent, practical advice on mortgages, pensions, investments, and protection planning, built around your lifestyle, family, and long-term goals.
Horley's unique location attracts professionals, business travellers, and families who want access without the rush of city life. From Smallfield to Hookwood, we understand the financial realities of people whose time is precious and whose plans are often complex.
We work with:
Commuters and aviation professionals managing variable income.
Families upgrading homes or planning school fees.
Small business owners and contractors near Gatwick.
Retirees seeking clarity and income stability.
We help you make smart, efficient financial decisions so you can look ahead to a more comfortable future.
Quick-decision financial planning for professionals and families who value their time.
With pension advice, we help Horley professionals review and strengthen pensions built across different roles and sectors.
Our mortgage advice supports Horley buyers and lenders around Reigate Road, Bolney Road and near Gatwick's borders.
Our investment advice builds strategies for Horley clients aiming for growth, stability, and balance in a commuter-region setting.
Get tailored insurance advice in Horley to protect your income, home, and family in local communities like Massetts, Burstow or Balcombe.
What our clients are saying about us. Read more reviews on Google.
"After 40 successful years in business the Covid shutdown was sending us under the hooves of a very large horse. I knew after my first conversation with Ashley that I had gone to the right man. Never in business history has a financial matter been so smooth and painless."
John M.
★★★★★
"Excellent service and without True Advice’s knowledge and expertise I would not have resolved a tricky financial situation I was in. Would 100% recommend."
Nigel P.
★★★★★
Many of our Horley clients need fast, flexible solutions. Our advisers simplify complex paperwork, coordinate with lenders and pension providers, and keep things moving so you don't lose time.
Our services include:
Full-market mortgage advice for homebuyers and remortgages
Pension consolidation and drawdown planning for clarity
Investment management that aligns with your personal goals
Insurance protection for families and business continuity
You'll always know where you stand – no jargon, no delays.
Whether you're still working or ready to step back, our Horley pension advisers provide clear, actionable guidance. We help you track and manage your pensions, plan tax-efficient withdrawals, and ensure your retirement goals are on track.
Our services include:
Pension tracing and consolidation
Drawdown and annuity comparison
Lifetime allowance and tax-free cash planning
Flexible income and estate transfer strategies
We make complex pension planning simple, to help you keep your future stay on course.
Horley's property market is diverse, from new builds near Langshott to long-standing homes around Smallfield. Our mortgage advisers help clients with everything from first-time purchases to remortgages, portfolio lending, and equity release.
We specialise in:
Mortgages for contractors and aviation professionals
Remortgages to reduce monthly costs or raise capital
Buy-to-let and second home financing
Equity release for retirement flexibility
Example: A Gatwick-based pilot used True Advice to secure a specialist mortgage structured around irregular income and she saved thousands over the term.
Our investment advisers in Horley help you make your money work harder without unnecessary risk. Whether you're saving for education, property, or retirement, we create tailored investment portfolios with a focus on consistency and clarity.
We offer:
ISA and investment portfolio advice
Ethical and sustainable investment options
Regular savings plans and portfolio rebalancing
Tax-efficient wealth and estate strategies
Our approach is steady, transparent, and built around real-life goals, we don't simply follow the latest "in" market trends.
Financial resilience starts with protection. We provide life cover, income protection, and critical illness insurance tailored to your family or business.
For company directors or small business owners, we also advise on:
Key-person insurance
Shareholder and partnership protection
Employee and director benefits
These plans ensure that your household or business remains stable, whatever life brings.
Client: Dual-income couple, both Gatwick-based professionals
Challenge: Unclear pension mix, variable income, and high mortgage costs
Solution: We refinanced their home to reduce payments, consolidated two workplace pensions, and created an ISA investment plan for long-term savings.
Result: More control, reduced monthly outgoings, and a clear, achievable retirement goal.
Yes. We regularly help pilots, engineers, and airside staff secure mortgages and plan finances around variable pay cycles.
Absolutely. We can source and submit applications quickly — ideal for time-sensitive buyers or remortgages.
Yes. We take a holistic approach to align your pensions, investments, and savings.
Yes. We're available via secure online meetings for people across Horley, Hookwood, and Smallfield, or further. We can also meet in person should you prefer.
Financial confidence starts with a conversation. Simply pick up the phone and call us on 01342 324171 or if you're pressed for time, send a request for a call back using our quick contact form.
We look forward to speaking with you to help you plan for security, freedom, and future opportunity, wherever life takes you.
Financial confidence starts with a conversation. Simply pick up the phone and call us on 01342 324171 or if you're pressed for time, send a request for a call back using our quick contact form. We look forward to speaking with you to help you plan for security, freedom, and future opportunity, wherever life takes you.
Equity Release plans are not right for everyone. And it is important that you fully consider your options and receive independent financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you choose one that meets your needs.
Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without penalties.
All investments involve a degree of risk of some kind. This section describes some of the risks which could be relevant to the services we provide you. We may provide further risk information during the course of our services to you, as appropriate.
Our services relate to certain investments whose prices are dependant on fluctuations in the financial markets outside our control. Investments and the income from them may go down as well as up and you may get back less than the amount you invested. Past performance is not a guide to future performance.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Some Buy to Let Mortgages are not regulated by the FCA.
True Advice Financial Services is a trading style of TA and SE Hollom Ltd (FCA 461206) which is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority : Number 460421.
Registered Office : New Leaf Distribution Limited, 165 - 167 High Street, Rayleigh, Essex, SS6 7QA.
As an Appointed Representative of New Leaf Distribution Limited, we aim to provide you with a high standard of service. If you are unhappy with any aspect of our service, please let us know.
We will acknowledge your complaint promptly and aim to resolve it within 8 weeks.
If you remain dissatisfied, you have the right to refer your complaint to the Financial Ombudsman Service (FOS):