Financial Advice Oxted

Independent Wealth and Financial Planning for Surrey Professionals and Families

Nestled between the Surrey Hills and the London commuter belt, Oxted is a community that values both opportunity and quality of life. At True Advice Financial Services, we help Oxted residents, families, and business owners make confident financial decisions — with clarity, independence, and long-term perspective.

Our financial advisers in Oxted provide bespoke guidance on mortgages, pensions, investments, and estate planning — all designed to fit your lifestyle, your goals, and your future.

Book a free consultation Call 01342 324 171 now

Tailored Financial Advice for Oxted and Surrounding Areas

We work with clients who value personal service and sound judgement:

Professionals commuting to London from Oxted or Limpsfield.

Families securing homes near Bluehouse Lane or Westerham Road.

Business owners planning for long-term wealth and succession.

Retirees seeking stability through sustainable income and investments.

We believe that good advice should feel as grounded as the Surrey Hills themselves: calm, intelligent, and made to last.

Our Financial Advice Services in Oxted

Expert, independent guidance for professionals and families who value clarity and long-term planning.

Investment Advice Oxted

Our investment advice supports Oxted clients with portfolios designed for long-term growth, stability and flexibility in a commuter town setting.

Mortgage Advice Oxted

Our mortgage advice helps buyers and homeowners secure lending for period homes, new builds and countryside properties across Limpsfield and Hurst Green.

Insurance Advice Oxted

Get tailored insurance advice in Oxted to protect homes, incomes, and family life, especially in varied terrain near the Downs or woodland fringe.

Pension Advice Oxted

With pension advice, we guide Oxted residents consolidate past pensions and plan sustainable income through retirement years.

Testimonials

What our clients are saying about us. Read more reviews on Google.

"After 40 successful years in business the Covid shutdown was sending us under the hooves of a very large horse. I knew after my first conversation with Ashley that I had gone to the right man. Never in business history has a financial matter been so smooth and painless."

John M.
★★★★★

"Excellent service and without True Advice’s knowledge and expertise I would not have resolved a tricky financial situation I was in. Would 100% recommend."

Nigel P.
★★★★★

Investment and Wealth Management

With many Oxted clients balancing property, pensions, and business assets, thoughtful investment planning is essential. Our independent investment advisers design portfolios that protect and grow wealth, balancing performance with risk tolerance.

We advise on:

ISA and general investment management

Ethical and ESG investing

Inheritance tax efficiency and trust structures

Intergenerational planning for family continuity

We believe investment success comes from discipline, diversification, and clarity without guesswork.

Mortgage Advice for Professionals and Families

Oxted's property market is competitive, with high-value homes and discerning buyers. Our Oxted mortgage advisers understand complex income structures, from bonuses to director dividends, and match clients to suitable lenders across the UK.

We assist with:

High-value and bespoke mortgage applications

Contractor and director mortgages

Remortgages and product transfers

Equity release and second-home financing

Example: A local couple remortgaged their £1.2M property in Limpsfield, reducing their monthly payments by £500 while freeing capital for pension contributions.

Pension and Retirement Planning

Our pension advisers in Oxted provide structured reviews for those approaching or already in retirement. We help you:

Consolidate multiple pension pots efficiently

Optimise drawdown or annuity options

Reduce unnecessary fees and improve fund performance

Integrate pension income into wider wealth or business planning

We make retirement planning clear, predictable, and aligned with your personal goals.

Local Knowledge: Oxted, Limpsfield, and the Surrey Hills

Oxted's charm lies in its blend of countryside calm and easy London access. Our advisers meet clients from Oxted, Limpsfield, and Westerham, or remotely for convenience.

We understand local property trends, regional tax nuances, and the financial needs of Surrey professionals balancing high-value homes, families, and long-term planning.

Case Study – Building Family Wealth in Oxted

Client: Professional family in Oxted

Challenge: Balancing mortgage costs, education planning, and multiple pension schemes

Solution: We restructured their mortgage, consolidated pensions, and created an ISA-based investment plan to fund their children's future education.

They now have a clear, tax-efficient strategy supporting both lifestyle and long-term goals.

Oxted Financial FAQs

Can you help people moving from London to Oxted?

Yes. We assist new residents adjusting mortgages, pensions and protection to fit local property and lifestyle costs.

Do you advise clients with older homes in Limpsfield or Old Oxted?

We do. We help with insurance, mortgage and maintenance planning for listed or character properties.

Can you help families in Oxted plan for the future?

Yes. We build family-focused financial plans, from saving for education to long-term wealth transfer.

Do you work with small businesses and local professionals in Oxted?

Yes. We advise business owners and consultants on pensions, cashflow and protection suited to independent work.

Is Oxted a good place to downsize financially?

It can be. We help clients compare property options, manage released equity and plan tax efficiently.

Can you help if I'm planning to work less or semi-retire in Oxted?

We can. We support clients easing into retirement with strategies for income, pensions and investments that match a slower pace of life.

Regulatory Statements

Equity Release

Equity Release plans are not right for everyone. And it is important that you fully consider your options and receive independent financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you choose one that meets your needs.

Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without penalties.

Investments

All investments involve a degree of risk of some kind. This section describes some of the risks which could be relevant to the services we provide you. We may provide further risk information during the course of our services to you, as appropriate.

Our services relate to certain investments whose prices are dependant on fluctuations in the financial markets outside our control. Investments and the income from them may go down as well as up and you may get back less than the amount you invested. Past performance is not a guide to future performance.

Mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Buy to Let Mortgages

Some Buy to Let Mortgages are not regulated by the FCA.

True Advice Financial Services is a trading style of TA and SE Hollom Ltd (FCA 461206) which is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority : Number 460421.

Registered Office : New Leaf Distribution Limited, 165 - 167 High Street, Rayleigh, Essex, SS6 7QA.

Complaints Procedure

As an Appointed Representative of New Leaf Distribution Limited, we aim to provide you with a high standard of service. If you are unhappy with any aspect of our service, please let us know.

Email: complaints@newleafgroup.co.uk
Write to: New Leaf Distribution Ltd, 165 - 167 High Street, Rayleigh, Essex SS6 7QA
Call: 01702 431130

We will acknowledge your complaint promptly and aim to resolve it within 8 weeks.
If you remain dissatisfied, you have the right to refer your complaint to the Financial Ombudsman Service (FOS):

Website: www.financial-ombudsman.org.uk
Phone: 0800 023 4567
Address: Financial Ombudsman Service, Exchange Tower, London, E14 9SR