Investment Advice - Independent Investment Advisors

Why independent investment advice makes the difference

As highlighted by The Investment Association, investments make money go further — and the statistics only grow with time. But navigating the investment landscape alone can be overwhelming. From choosing between an ISA, a stocks and shares portfolio, or a managed fund, the options are vast. Without independent investment advice, it's easy to end up in the wrong product for your goals. That's where our investment advisors come in — guiding you to the right decision for your specific situation.

Independent investment advice for new and existing portfolios

Having been in the financial planning and investment advice industry for 30+ years, we have both started portfolios from scratch and taken over the management of existing ones. There won't be much we haven't seen or advised on. Whether you are an experienced investor with an existing portfolio looking for better returns, or someone taking their first steps into investment planning, we can help.

Our goal is to formulate an investment plan tailored to your needs and grow your wealth over time. With ongoing reviews we keep track of your portfolio and manage it according to relevant strategies that suit the current climate. We start this process exactly the same way for all clients — with a full financial fact find. This allows us to understand your current situation in its entirety and provide the most relevant investment advice and recommendations on how to move forward.

Fully tailored investment advice and portfolio management

Having an investment strategy tailored to your needs is key to achieving the returns you want. Here at True Advice we work towards that goal in partnership with you, providing tailored investment advice and ongoing portfolio management. We begin by gathering all the information we need through a full financial fact find.

That information is then carefully digested and we work with you to provide the most suitable investment advice for your circumstances. We look at your attitude to risk — whether you favour low, medium or high risk investments. We establish your target goal — how much you want your investment to be worth and over what timeframe. We also look at diversification across different asset classes, including funds, bonds, stocks and shares ISAs and unit trusts, to spread risk effectively. All of these factors and more are taken into account when forming your investment plan. On top of this, we stay fully up to date with financial markets and the current economic climate so our advice is always relevant.

The most important factor in any investment plan is the end goal. Whether you want to build a retirement fund, save for a property, or invest for a child's future — all situations come with different timeframes and financial circumstances. We take all of this into account when advising you on the best investment plan for your scenario.

Risk management — a key part of our investment advice

With any investment there is an element of risk. What's most important is deciding your attitude to risk and understanding the consequences. Looking at investment products yourself can be daunting and filled with confusion — how much risk is there in any given product and what does that mean for your returns? This question is very difficult to answer without professional financial advice.

One of the key factors in managing investment risk is diversification. The more you spread your investments across different plans and asset classes, the less concentrated risk you take on. Whether that's across ISAs, managed funds, bonds or stocks and shares — your independent investment advisor will ensure your portfolio is structured in a way that reflects your attitude to risk and your financial goals. Like anything in life, more risk can mean more reward — but with your own money, getting the balance right is everything. We will make the risk clear and the options obvious, then work with you to decide the best path forward.

Understanding risk is central to how our investment advice works. Without years of experience in the industry it can be very difficult to assess risk clearly. Our expertise in this area can make a significant difference to the long term performance of your investments.

How our independent investment advisors work

Whether you have a current portfolio that needs managing or are looking to start one from scratch, we can help. As fully independent investment advisors we are not tied to any one provider or product — we search the whole of market to find the investment plan that best fits your needs and goals.

Our process begins with an initial meeting — either in person or over the phone — to talk through your current financial situation and what you are looking to achieve. If we can help, we will. If you aren't yet in a position to begin an investment plan, we will tell you honestly and advise on how to get there.

For clients who are ready, we complete a full financial fact find to gather everything we need to advise you thoroughly. We then research the most suitable investment products for your scenario, present our recommendation to you in plain English, and explain everything from fees to expected returns. If you are happy to proceed, we get you signed up and take on the ongoing management of your investment portfolio. We do charge a fee for this service — this will be fully explained from the very first meeting so there are no surprises.

Speak to an independent investment advisor today

The best way to get started is a conversation. Whether face to face or over the phone, speaking with one of our independent investment advisors is the quickest way to understand what's possible for your money. Please note that alongside investment advice, we also provide expert advice on mortgages, pensions and insurance — so we can take care of your complete financial picture.

Don't leave your money sitting still. Contact us today for a free, no-obligation consultation with one of our independent investment advisors — serving East Grinstead, Sussex, Surrey and beyond.