Mortgage Advisor Brighton
Are you looking for a mortgage advisor in Brighton?
Look no further… Our mortgage advisor works heavily in Brighton. With a great understanding of the local area and property market. On top of this over 30 years experience of mortgages in the business means we know our stuff when it comes to mortgage advice.
Being local to Brighton means we can offer advice all manner of ways. A face to face meeting with yourself, over the phone or via email if you prefer. We are here to suit the clients needs when it comes to sourcing a mortgage advisor in Brighton.
What exactly can your mortgage advisor do for me? I hear you ask. Well, we advise on all the following types of mortgages. Standard residential mortgages, self builds, buy to lets, short term financing and bridging loans, equity release, commercial mortgages, remortgage advice, let to buys & first time buyer mortgages. That covers the full remit when it comes to needing a mortgage advisor. If you are Brighton based we can definitely help you with the above. Our Brighton mortgage advisor would be more than happy to help.
Why it is key to have a mortgage advisor
The world of mortgages can be extremely complex. With different interest rates, loan to values coming into effect & lenders all operating different criteria, it’s not hard to pick a lender that will lend in your circumstance let alone the best deal that suits your situation. Every client is different and has a different attitude to how they want to go about their mortgage. Luckily we have been dealing with clients for over 30 years and have seen many changes in the industry in that time. This gives us the knowledge of the marketplace that is invaluable when dealing with clients. When it comes to looking for a mortgage advisor Brighton way, there aren’t many with more experience.
We use this experience along with cutting edge industry technology to source mortgage deals. Our mortgage advice benefits from the fact that we are also whole of market. This means that we are not tied to any specific lender or a panel of several of them. This means we can act truly with no bias and recommend you the best mortgage deal on the market as well as for your personal scenario. When it comes to getting a mortgage advisor in Brighton, these are key points and mean we can provide a great service to our clients.
I need a mortgage advisor and I’m based in Brighton what is the first step?
We would start out with an informal conversation with yourselves to discuss your scenario and your goals. This way we can determine whether or not our mortgage advice is right for you at this time or whether you need to work on your personal finances to prepare for a future mortgage.
An informal conversation can be done by phone, in person or via a detailed email. Whichever of these options suits you. You can arrange an appointment at our office which is local to Brighton and come and meet the team. If you like you can find out more about the team before you visit by having a look at us all here. I don’t know about you personally but I like to know who I am dealing with and our about us section goes into detail on that.
In the first informal conversation we go over the mortgage process, our fees and what service we will be offering you.
Proceeding to a full mortgage application
If you are happy with this and want to move on with using our services we then conduct a full fact find. This allows us to give you the best mortgage advice possible by gathering information on your personal financial situation. We need this information to go to lenders and get recommendations for a full mortgage. Don’t worry, all of this information is fully encrypted and backed up so it can’t be tampered with and misused. If you are having issues filling out the fact find our mortgage advisor in Brighton is more than happy to do this over the phone with you or help any way we can.
After getting this information we process a mortgage recommendation. If this is acceptable you sign up with us fully and we proceed to getting the mortgage from application to offer. This process normally takes a few weeks as there’s paperwork to be gathered, valuations to be done and underwriters need to assess the whole process fully. We handle all this liaison for you. Once it has all been looked at and gone well the mortgage offer is released. Being local to Brighton our mortgage advisor will be happy to see you and will regularly update you in this process as needs be.
How we look after you post mortgage offer
Once the mortgage is offered, that signals the end of our advice. At this point the solicitors will get a copy of the offer and proceed with the legal side. Again, this can also take a few weeks. Their checks need to completed and documents looked over. If you don’t have a solicitor do let us know. We have a fantastic panel of solicitors we recommend who come with great added benefits. We’ve made sure their service is top level and would be happy to recommend them to you. We only want the best for our clients.
We like to look after our clients wholly & we don’t just advise on mortgages. Our mortgage advisor Brighton way will mention in the beginning of the sales process what else we offer. When conducting the fact find we will be looking at your whole financial situation. We want to take care of our clients completely and as we offer full financial advice this is what we will do. We also advise on insurance, investments & pensions. So where relevant to clients, we will also look at these for you and advise accordingly.
How do I get in touch with you?
Any way you choose! We are available by phone, email and in person. Go to our contact page and fill out a form or give us a call, we would love to hear from you.
Get in touch and let us know how we can advise you today.
Equity Release plans are not right for everyone. and it is important that you fully consider your options and receive independent financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you choose one that meets your needs.
Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without penalties.
Buy to Let Mortgages
Some Buy to Let Mortgages are not regulated by the FCA.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
True Advice Financial Services is a trading style of TA and SE Hollom Ltd. Which is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority : Number 460421.
Registered Office : 1st Floor Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.