Cast your mind back to January 2026. Most forecasters were expecting the Bank of England to cut interest rates at least twice during the year, and many borrowers were quietly hopeful that the cost of their mortgage would ease before long. Fixed-rate deals had been drifting downward. The worst of the post-pandemic inflation surge felt […]
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Inflation is back in the headlines—and it’s making waves across the UK mortgage market. As the cost of living rises, so too do interest rates, creating challenges for both new buyers and existing homeowners. Whether you’re planning to purchase a property or considering your remortgage options, understanding the impact of inflation is crucial. At True
How Inflation Is Affecting Mortgages in 2025 Read More »
With the Bank of England dropping their headline rate a few weeks ago, we are starting to see rates move in the general mortgage markets. We explore here what this rate drop means for prospective buyers as well as people with tracker rates or who are coming up to the end of a fixed rate in their mortgage.
Interest Rate Drop: What It Means for Your Mortgage in 2025 Read More »
The Autumn budget that was released several weeks now is still settling in. There is a lot to a UK government budget and decoding it can take some time and effort to really get down to the brass tacks. We take a look at the parts that are going to effect the UK property market and taxation in some more detail to give you a better understanding of how this may effect you.
Understanding the Post-Budget Landscape Read More »
Interest rate decisions by the Bank of England (BoE) play a crucial role in the UK economy, influencing mortgage rates, credit costs, and savings returns. With inflation moderating from the highs of recent years, there is growing anticipation of further rate cuts, potentially beginning at the BoE’s upcoming November meeting. Here’s a comprehensive look at
How Bank Rate Cuts Impact Your Mortgages and Savings Read More »
